We would like to be your choice
How does Maxlend match people with lenders?
Technically speaking, Maxlend is a lender marketplace for individuals and lenders. Borrowers complete the questionnaire form and then lenders review their information and respond in real time.
That might sound like it would take a long time to hear back but, once you’ve submitted your information, it only takes around one to five minutes to get through the entire approval/rejection process from the lenders no matter the time or day.
How long does it take to get a loan through Maxlend?
If you need money soon, Maxlend is a great option. The quickest turnaround for Maxlend’s lenders is typically the next business day, or as fast as 24 hours, but the time to receive funds depends on which lender you end up with.
Every lender is different and can take a varying amount of time to distribute the funds. With some lenders it might be a day, others might be two days.
Is Maxlend a scam?
No. Maxlend has no interest in scamming you and will only share the contact information you provide with the lender you end up choosing to work with. It’s worth noting that, once you do find a lender, they will need to contact you to verify information in order for you to receive any funds. If you don’t end up with a lender, your data doesn’t go anywhere.
Is Maxlend legit?
Yes. We are a real connection service with a secure website that you can use to apply for a loan. This doesn’t mean it can vet every lender. You should still do the proper research when it comes to comparing your short-term loan options because of the high cost and risk of default. Different states regulate payday and other short-term loan products differently, so familiarize yourself with your state’s laws to make sure the lender you’re connected with is providing a legal service.
Is my information safe with Maxlend?
Yes. Maxlend follows the latest industry standards in online financial security and does everything they can to make sure that the data it receives doesn’t get into the wrong hands. The site itself is HTTPS secure and the information you submit is encrypted. As stated above, the only party with access to that information is the lender you choose to work with from the results.
Why Does Maxlend Need My SSN?
Maxlend asks for personal identifiable information, such as your social, as a measure lenders and lending sites use to protect consumers. Otherwise, anyone could request a loan in any name. Scary stuff. If a lender offers to work with you without verifying your identity, run—fast and far away!
Why Does Maxlend Need My Phone Number?
After lenders receive your application through Maxlend they will often contact you to confirm your information. Without this step, it is virtually impossible for them to confirm your identity and fund the loan on your behalf.
Understand the laws in your state
Many states severely control the short term loans industry, and in a few states, they are not legal at all. Being familiar with the laws will help you detect whether a loan operator is legit or simply trying to scam you. To be fully informed, check out the legal status of short term loans by state.